Types of RV Insurance
Discover the different types of RV insurance to help protect your vehicle and yourself while on the road.
Liability Insurance
This is the most basic form of RV insurance. It covers damages you cause to others and their property while driving your RV. It typically includes bodily injury and property damage coverage.
Collision Insurance
Collision coverage protects your RV in the event of an accident, even if you're at fault. It covers damage to your RV after a collision with another vehicle or object.
Comprehensive Insurance
This type of coverage protects against non-collision incidents, such as theft, vandalism, or weather-related damage. It provides broader protection compared to collision insurance.
Personal Injury Protection (PIP)
Personal injury protection covers medical expenses for injuries sustained in an accident, regardless of who was at fault. It may also cover lost wages and other related costs.
Uninsured/Underinsured Motorist Coverage
This insurance protects you if you are involved in an accident with a driver who either doesn't have insurance or lacks sufficient coverage to cover your damages.
Full-Time RV Insurance
Designed for those who live in their RV full-time, this insurance covers more extensive needs, including personal property, liability, and full-timer’s medical benefits.
Roadside Assistance
This insurance offers emergency roadside help in case of breakdowns or accidents, such as towing, tire changes, fuel delivery, or lock-out assistance.